pet insurance is sooo important…i was with allianz for 6 yrs and found them brilliant. my dog had to get a hip operation last sept and in march of this year he was diagnosed with lymphoma, we started chemo straight away. allianz covered all the costs, i even reached the 4000 euro limit in the year…at least i could concentrate on getting taz better and not have to worry about where i was going to get the money from… unfortunately the lymphoma got the better of my poor pet and he passed away last month